Best Loyalty Card Apps for iOS in 2026
iOS holds about 32.27% of the global mobile market according to StatCounter (March 2026). The iPhone share matters more than the raw number though. iPhone users tend to spend more in-app and update faster, so a loyalty program that runs poorly on iOS often loses the customers most willing to engage.
We reviewed the loyalty card apps available on iOS in 2026, scoring them on iPhone experience, Apple Wallet support, pricing, and fit for small businesses.
Quick Comparison
| App | Best For | iOS Rating | Apple Wallet | Pricing | Free Plan |
|---|---|---|---|---|---|
| Fedele | Small businesses, any industry | 4.7+ | Yes | Free — $59.99/mo | Yes |
| Stocard | Consumers storing cards | 4.6 | Yes | Free (consumer app) | N/A |
| FiveStars | US-based businesses | 4.5 | Limited | From $299/mo | No |
| Stamp Me | Digital stamp cards | 4.9 | Yes | From $29/mo | Trial only |
| Square Loyalty | Square POS users | 4.7 | Yes | From $45/mo | No |
| LoyalZoo | Retail and food service | 4.2 | Limited | From $47/mo | Trial only |
1. Fedele
Best for: Small businesses of any type that want a simple, affordable loyalty program built around iPhone.
Fedele is a dedicated loyalty platform built around simplicity. The owner runs the program from the Fedele Business app on iPhone — creating the loyalty program, setting rewards, and scanning customer barcodes to award points. Customers use a separate Fedele app to track points and redeem rewards.
What stands out on iOS:
- Apple Wallet support — customers can save their loyalty card to Apple Wallet on iPhone
- No hardware required — your iPhone camera scans every barcode
- iPhone-to-iPhone flow — both apps follow iOS conventions for owner and customer
- Works on the iPhones you already use — no specific model required
Pricing:
- Starter (Free): up to 5 customers
- Pro: $59.99/month or $599.99/year ($49.99/month equivalent), unlimited customers
Pros:
- Real free plan to validate with live customers
- Setup in under 5 minutes from your iPhone
- Available worldwide, not tied to one market
- No POS integration or hardware to buy
- Apple Wallet support on the customer app
Cons:
- No marketing automation (SMS, email)
- Multi-location support coming
- No POS integration (by design — keeps the system simple)
2. Stocard
Best for: Consumers who want every loyalty card in one digital wallet on iPhone.
Stocard is a consumer wallet, not a B2B loyalty platform. iPhone users scan their existing loyalty card barcodes and store them in the app. Stocard gives nothing to a business that wants to launch its own loyalty program. Klarna acquired Stocard in 2021, which shifted the focus toward shopping and payments.
iOS experience:
- iOS-style interface, easy to navigate
- Apple Wallet add for many supported cards
- Widget for card access from the lock screen
Pricing: Free for consumers. No merchant product.
Pros:
- Polished consumer UX on iPhone
- Thousands of retailer programs supported
- Free
Cons:
- Not a loyalty platform — you cannot create a program
- No business management tools
- Direction now driven by Klarna's payment ambitions
3. FiveStars
Best for: US-based businesses with budget for combined loyalty + marketing automation.
FiveStars (now part of SumUp) bundles loyalty, marketing automation, and payments. It runs SMS and email campaigns and uses an in-store touchscreen for customer check-in.
iOS experience:
- Customer iPhone app for points tracking
- Business management mostly through web dashboard
- In-store check-in needs dedicated touchscreen hardware
Pricing: From $299/month, annual contracts typical.
Pros:
- Marketing automation and win-back campaigns
- Strong US presence (14,000+ businesses cited by SumUp)
- Customer iPhone app with push notifications
Cons:
- $299/month is steep for small businesses
- Hardware dependency (touchscreen tablet)
- US-centric
- Business side is web-first, not iPhone-native
4. Stamp Me
Best for: Businesses that want a digital stamp card on iPhone with Apple Wallet support.
Stamp Me digitizes the classic "buy 9, get 1 free" card. Customers collect stamps via QR code and can save the card to Apple Wallet on iPhone.
iOS experience:
- iPhone customer app rated 4.9 on the App Store
- Apple Wallet pass support
- Business side via web portal
Pricing: From $29/month. Free trial available.
Pros:
- Familiar stamp metaphor customers grasp instantly
- Apple Wallet integration
- Push notifications and Birthday Club automations on higher plans
- Reasonable entry price
Cons:
- Stamp model only — less fair than points per spend
- Business management runs in the browser
- No permanent free plan
- StampPod NFC hardware needed for some validation flows
5. Square Loyalty
Best for: Businesses already on Square for payments.
Square Loyalty is an add-on to Square POS. Customers earn points automatically at checkout. The pass can live in Apple Wallet on iPhone, and points apply directly through the Square flow.
iOS experience:
- Built into the Square POS iPhone/iPad app
- Customers enroll via phone number at checkout
- Apple Wallet support for the loyalty pass
Pricing: From $45/month, on top of Square processing fees.
Pros:
- Easy if you already use Square
- Automatic point accrual at checkout
- Apple Wallet support
- Reporting in the Square Dashboard
Cons:
- Locked to the Square ecosystem
- $45/month on top of Square fees
- Limited customization vs. dedicated loyalty platforms
- No standalone use without Square
6. LoyalZoo
Best for: Retail and food service operators on Clover, Lightspeed, or Square POS who want loyalty tied to checkout.
LoyalZoo plugs loyalty into the existing checkout flow. There is no dedicated customer iPhone app, so the experience leans on POS prompts and SMS.
iOS experience:
- No standalone iPhone customer app
- Customer identification via phone or email at checkout
- Limited iPhone-native features
Pricing: From $47/month. Free trial available.
Pros:
- Multi-POS integration (not locked to one)
- Automatic point collection through POS
- SMS marketing
- Mid-range pricing
Cons:
- Requires POS integration — not standalone
- No dedicated iPhone app for customers
- Light on iOS-specific features
- Smaller user base than competitors
Apple Wallet and the iPhone advantage
iPhone has one feature that shapes loyalty UX: Apple Wallet. It uses Apple's PassKit framework, which officially supports store cards including loyalty, points, and gift cards. A pass added to Apple Wallet appears on the lock screen near the store, syncs balances, and survives device upgrades.
Fedele, Stocard, Stamp Me, and Square Loyalty all support Apple Wallet today. If a customer never wants to remember which loyalty app to open, Apple Wallet is the easiest answer.
How to Choose the Right App
Pick based on a few practical factors:
Budget: Need to start free? Fedele has the only permanent free plan. Square Loyalty and LoyalZoo sit mid-range. FiveStars is premium.
Existing POS: Already on Square? Square Loyalty is the natural fit. On Clover or Lightspeed? LoyalZoo works. No POS, or want loyalty separate from your POS? Fedele runs standalone.
Apple Wallet matters? Fedele, Stamp Me, and Square Loyalty all ship Wallet support today.
Simplicity vs. features: Fedele keeps things simple — manage from your iPhone in minutes. FiveStars and LoyalZoo offer deeper marketing tooling but cost more and take longer to set up.
Geography: FiveStars is US-centric. Square Loyalty follows Square's coverage. Fedele works worldwide.
The Bottom Line
For most small businesses choosing a loyalty card app on iOS, simplicity and cost decide the outcome. A program you launch in five minutes from your iPhone will outperform a feature-rich platform that costs $300 a month and takes weeks to configure.
Fedele was built around that idea — a free, native iOS experience for owners and customers. Download it, set up your loyalty program, reward your next customer. No hardware, no contracts.
FAQ
What is the best loyalty card app for iPhone for small businesses?
Fedele is the strongest option for most small businesses on iOS: free to start, points per dollar, no hardware, native iPhone apps for both owner and customer. It runs from the iPhone you already own.
Do iOS loyalty card apps work with Apple Wallet?
Several do. Fedele, Stocard, Stamp Me, and Square Loyalty all support Apple Wallet today.
Is there a free loyalty card app for iPhone?
Yes. Fedele has a permanent free plan (up to 5 customers) with custom rewards and barcode scanning at no cost. No credit card required.
What is the difference between a stamp-based and a points-based loyalty app on iOS?
Stamp apps award one stamp per visit regardless of amount spent — a $2 espresso and a $30 dinner earn the same stamp. Points apps reward proportionally to spend, which is fairer to higher-spending customers.
Do iOS loyalty card apps require special hardware?
Most do not. Fedele, Stamp Me, and Square Loyalty all work entirely from the iPhone camera. FiveStars and LoyalZoo may require a tablet for in-store check-in.
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